1. Acceptance of terms

By accessing the Protocore protocol, SDK, or console (the "Services"), you agree to be bound by these terms. If you are entering into this agreement on behalf of an organisation, you represent that you have authority to bind it.

2. The Services

Protocore provides settlement infrastructure that routes, nets, and finalizes value across connected rails. The Services are provided on a best-effort basis subject to the availability commitments in your order form.

3. Your data

You retain all rights to the transaction data you submit. We process it solely to operate the Services, maintain the sealed ledger, and meet our regulatory obligations. We never sell it.

4. Acceptable use

You may not use the Services to facilitate unlawful settlement, evade sanctions, or overwhelm shared infrastructure. We may suspend access where continued use presents a risk to the network.

5. Liability

To the maximum extent permitted by law, Protocore's aggregate liability is limited to the fees paid in the twelve months preceding the claim. Nothing here limits liability that cannot lawfully be limited.

Defined terms

Ledger

The append-only, cryptographically sealed record of every settled movement.

Rail

A connected settlement network — SEPA, card, wire, or an on-chain path.

Finality

The point at which a settled transfer is irrevocable on its rail.

Order form

The document setting out your plan, seats, and availability commitments.